Need an appraisal for an FHA-backed mortgage? Call Kurt Kinnie Appraisal Co.

Kurt Kinnie Appraisal Co. is TX state certified and on the FHA Roster of approved residential appraisers. This indicates that we are qualified and approved by the FHA to do appraisals for home loans underwritten by them. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Kurt Kinnie Appraisal Co. is well-trained on how to comply with the rules and regulations provided.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is insured by them. The FHA does not provide funds to borrowers, rather, it provides lending organizations with security by offering mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are designed to assist low-to-moderate income purchasers help meet credit requirements if they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lower income or less starting money to use as a down-payment on a mortgage are assisted the most from Federal Housing Administration loan programs.